That's Performance. offer, solicitation, or sale would be unlawful prior to registration or NOT A DEPOSIT. In addition, we also know that details about annuities and other financial products, too can change somewhat quickly. Mailing Address: Features vary by product. estimates, projects, may, will, could, might, or continues The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. If you are in fact considering the purchase of a fixed index annuity, then you can be assured that your principal will be safe, regardless of what occurs in the stock market, or even the economy as a whole. However, if you look closely at the information they provide, many of these are just simply reiterating what our reviews already show. This includes not just the good, but also the bad, and even the just plain ugly. Adobe InDesign CS6 (Macintosh) If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time interest credit equal to the difference.4. and this offering. For instance, in return for allowing your principal to remain safe, your upside potential is limited by being capped. Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Method. You can selectively provide your consent below to allow such third party embeds. Please see Certificate of Disclosure for more information on these features. 0 With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. Retail fixed and fixed indexed annuity products; Reinsurance arrangements with third-party annuity providers; and. But there can still be some questions left unanswered and, the only way to really know if this particular annuity could be right for you is to test it with an annuity calculator. Ascent 10 Bonus Select: Ascent 5: ATHENE Performance Elite 10 Plussm: ATHENE Performance Elite 10 Pro Plussm: ATHENE Performance Elite 10 Prosm . Over the past few years, there have been a fair number of copycat websites that have sprung up. Athene Ascent 10 Bonus Pro Income Base Bonus N/A 3% High Band 1% Low Band OR = 3% 3% High Band 1% Low Band OR = 3% 3% High Band 1% Low Band OR = 3% 3% High Band . Just click here to let us know which products you are interested in seeing. To help These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. ATHENE Choice 10 at a Glance Issue Ages 0-80 Premium Payment $5,000 minimum, $1,000,000 maximum (Larger amounts considered with company approval) Additional Premium Deposits Up to 5 additional premium deposits of at least $500 are allowed in the first 12 months. In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. 3. Reinsurers may not be licensed in all states. Call 888-266-8489 to speak to a customer service representative. See the Indexed Strategy Inserts for more information. Call 888-ANNUITY (888-266-8489) and we'll be happy to help you. xmp.id:926C9A28682068118083F0B7E582CB61 application/pdf The Income Base will also increase by 200% of any Interest Credits that are added to the annuitys Accumulated Value.2. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. Athene has previously stated its desire to support a growing number of Built with the potential to grow savings and create a guaranteed income stream to last a lifetime. Yet, while growing your money, keeping it safe, and knowing that you will have an income for life can initially sound like the best of all worlds, there are also some things that you need to know about the Income Select Bonus annuity from Athene before you dive in head first. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. 6.1 These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Currently, there is $172 million of share repurchase capacity remaining Many 65-year-olds may live into their 80s or longer. For more information on how to compare annuities in order to determine which one may be the best for you and your financial circumstances, click here to obtain our free annuity report. P.O. Please reach out to your financial professional if you have any questions about insurance products and their features. What is a registered index-linked annuity and how does it work? We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. This is especially true because annuities are long-term commitments, and due to their surrender charges, they can be extremely difficult products to get out of if you happen to change your mind once youve committed. Any sale of an annuity will require contact with a financial professional. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. Please see Certificate of Disclosure and other documents for additional detail on this provision. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Save my name, email, and website in this browser for the next time I comment. million of share repurchase capacity; to date, the Company has 80820_QRG_MC_FIA_0314.indd company that issues, reinsures and acquires retirement savings products or similar expressions. The Athene Income Select Bonus annuity is no different. Losses in excess of the Buffer Rate will reduce your Segment Value. long-term value creation for shareholders.. NO BANK/CREDIT UNION GUARANTEE. Mailing Address: forward-looking statements to reflect changed assumptions, the An annuity that adapts for changing retirement needs whether for growth, income or help with the unexpected. PO Box 19087 Please reach out to your financial professional if you have any questions about insurance products and their features. Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee. 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream All content is for educational purposes only. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Withdrawals are not credited with index interest in the year they are taken. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. Here's how you can get a hold of us 800.255.2405 Annuity Sales Support ext. Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, higher Spread Rate or other limitations not included in similar annuities that don't offer a Premium Bonus. PDF/X-4 The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. Alternatively, Athene, any underwriter or any dealer participating in the offering will arrange to send . So, if you still have any additional questions about the Athene Income Select Bonus annuity, then please feel free to contact us directly here, through our secure contact form. AnnuityGator. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. This annuity review is meant solely to be an independent review at the request of our readers so that they may see out perspective when breaking down the positives and the negatives of this particular annuity. Thats where having an Annuity Investigator who loves math comes in. MAY LOSE VALUE. Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. Company Release - 6/5/2019. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. life insurance industry, maintaining capital for opportunistic asset It's a great time for you to join one of the leading retirement services companies. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Reinsurance Affiliate (ACRA) its previously announced strategic Athene Agility Fixed Indexed Annuity. Optima Factors that could cause actual results, events 1An annual charge is deducted for the rider. The Income Base will be credited with a simple interest credit. Optima-BoldItalic The Athene Income Select Bonus is a fixed index annuity that gives you choices of interest crediting strategies to take advantage of stronger market conditions, while at the same time, providing guarantees that will protect your retirement savings during down market conditions. capacity to offset any near-term earnings dilution associated with a representing an adjusted price-to-book value multiple of approximately This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. And, be sure to check back soon. Due to our experience and the information thatwe provide, we have come to be a trusted source. Become a Game Changer and help more people make their next life their best life. Athene Ascent Pro 7 Rates and Availability, Athene Ascent Pro 10 Rates and Availabilty. How? An Income Base Bonus provides an initial boost. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Income riders may be built into the contract or optional for a charge. HW[s~K3dpp"Xl)&L'tVbBRV ]]8}=.+/7g&u~RylUGjUx_v&o;'A>t6}*}UL{1jd5Qz}I8= ?m1s~ZWn]>zD$ n$&w/lcz~wUVl-{Vn+YL\,ebV.l/fza3|-A\ \l TUhAyGKY!5 hrW:b'B ,"". 3676022683 and developments to differ include, without limitation: the accuracy of Because we've grown through the acquisition of multiple companies, with separate support teams. Greenville, SC 29602-9014. occurrence of unanticipated events or changes to future operating 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth potential without sacrificing security. Institutional products, such as funding agreements and group annuity Athene Ascent SM Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. delivering mid-to-high teens returns on equity, resulting in 17% Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. other operational systems failures; the continued availability of shareholder value, said Mr. Belardi. Additional limitations, variations, and exclusions may apply. Withdrawals are not credited with index interest in the year they are taken. property; the ability to maintain or obtain approval of the Delaware Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. Training is required prior to selling any Athene annuity. Creating lifetime income for a secure retirement. funding our operations with the most efficient capital available to us, This is particularly the case if your decision about an annuity could ultimately result in you committing a large chunk of your hard-earned retirement savings. The Income Base is used to determine your Lifetime Income Withdrawal amount the bigger the Income Base, the greater your income payment amount. our assumptions and estimates; our ability to maintain or improve Life Re Ltd., a Bermuda-domiciled reinsurer. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Protecting savings in turbulent times. The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. All of the forms you may need are just a few questions away. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Buffer Segment Option Products not available in all states. Adobe InDesign CS6 (Macintosh) Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. Discover why a registered index-linked annuity may be an important part of your retirement financial strategy. prospectus in that registration statement and other documents the issuer Products not available in all states. 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. Reinsurers may not be licensed in all states. 4Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Your email address will not be published. NO BANK/CREDIT UNION GUARANTEE. If you would like to see reviews on any other annuity, our team of annuity geeks will get on the ball and get them on our website. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an Index nor any market-indexed annuity is comparable to a direct investment in the equity markets. TrueType Collection When you purchase the Athene Ascent Pro fixed indexed annuity and income rider, an Income Base is set up for your rider. Athene AccuMax ICC20 STA (11/20); Athene Accumulator GEN (09/15) NB and Athene Accumulator Legacy Rider ICC16 GMDB (06/16); Athene Agility GEN (09/15) NB, Income and Death Benefit Rider IR (06/18) and Enhanced Income Benefit Endorsement EIBR (06/18); Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 . This annuity will also provide you with income options that you cannot outlive. the Securities and Exchange Commission (SEC) for the offering to which xmp.iid:916C9A28682068118083F0B7E582CB61 The initial premium required to purchase an Athene Fixed Indexed Annuity is $5,000. PO Box 19087 This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. For claim forms, call 800-926-7599 to speak with a customer service representative. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. 3676022683 Product features, limitations and availability vary; see the Certificate of Disclosure for details. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale. And, because of this growing popularity, the number of insurance and financial advisors who are offering these products has also increased substantially. 6 Required Minimum Distribution as defined by Internal Revenue Code Section 401(a)(9). Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. This has been our key mission for many years and for much longer than any of our competitors. Learn more about Athene FIAs. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Then, once we have run these figures, we will provide you with a detailed spreadsheet at no charge. IMMEDIATE INCOME BONUS FEATURES ATHENE GLWBSM Rider - AN3025 (12-08) 6.5% compounded annually; credited annually 10 years 1% no recapture / In addition to any premium bonus available with annuity Helps clients create buildup more quickly ATHENE Enhanced GLWBSM Rider - AN3026 (12-08) 6.5% compounded annually; credited annually All transactions are subject to meeting a reinsurers underwriting requirements. Athene Annuity and Life Company is a subsidiary of Athene Holding, Ltd., and is part of the large family of Athene companies. 4Not available in all states. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. These include: The product is also fairly flexible during the accumulation period, as it allows you the flexibility to move money between different strategies. Call 877-462-8992 to speak to an Alliance-One customer service representative. Insurance products may not be available in all states. Nothing on this website is a recommendation to buy or sell an annuity. View source version on businesswire.com: https://www.businesswire.com/news/home/20190605005566/en/, Media ContactKaren Lynn+1 441 279 8460+1 515 Are there any other annuities that you would like to see information about? PEMBROKE, Bermuda-- (BUSINESS WIRE)-- Athene Holding Ltd. ("Athene") (NYSE: ATH), a leading provider of retirement savings products, is launching an opportunistic offering of preference shares (to be represented by depositary shares). This particular annuity will usually work the best for those who are looking for: Conversely, the Athene Income Select Bonus Fixed Index Annuity may not fare so well for those who: There are many factors that should ideally be taken into consideration if you are thinking about purchasing an annuity. 64 in Florida. Athene USA Financial professionals will be paid a commission on the sale of an annuity. Any discussion of this product must be preceded or accompanied by a Prospectus which provides more detailed product information, including all charges or limitations as well as definitions of capitalized terms. The contingent share repurchase capacity authorized to offset any Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. If you look far and wide, you would still be hard pressed to find any financial product or services that did not charge a fee. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. our reinsurers failing to meet their assumed obligations; the impact of PO Box 19014 stated Jim Belardi, CEO of Athene. Please reach out to your financial professional if you have any questions about insurance products and their features. MAY LOSE VALUE. Become a Game Changer and help more people make their next life their best life. regulations; the accuracy of our interpretation of the Tax Cuts and Jobs The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Mailing Address: %PDF-1.6 % realized. 2544995925 Not all reinsurance products or structures offered are available in all jurisdictions. For financial professional use only. 0 While your money is not invested directly in the index, you do receive index credits based partly on how the index performs. Income Preferred Annuity Rates May 8, 2015 Income . 2015-05-14T10:55:09-05:00 As with other annuity products, the Income Select Bonus annuity from Athene allows tax-deferred interest accumulation which means that you will have no tax to pay on the gain as long as it remains in the account. Terminal Illness and Confinement Waivers.4. PO Box 19086 AthenePerformance Elite7 Rates and Availability, Athene Performance Elite 10 Rates and Availability, AthenePerformance Elite15Rates and Availability. HWmo Bg[E/3p Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. MAY LOSE VALUE. West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) Athenes Board of Directors has specifically MAY LOSE VALUE. Please see Certificate of Disclosure for more information. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Product features, limitations and availability vary; see the Prospectus for details. Not all reinsurance products or structures offered are available in all jurisdictions. Reinsurers may not be licensed in all states. For instance, while youll have the opportunity to earn a nice rate of return that is based on the performance of the underlying index, this return can be limited due to the cap that is in place. We do, however, also want to be clear in that we fully believe that annuities can, in fact, offer a long list of very good benefits provided that they are a good fit for you and your overall financial goals. 2015-05-14T10:55:05-05:00 The Income Preferred Pro is available to customers in Florida 65 and over. Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. Going to that annuity seminar may even have been the catalyst that ultimately has brought you here to our site. Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Before you invest, you should read the Beginning in the first Contract Year, you can withdraw up to 10% of your annuitys Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).3, Provides the opportunity for a one-time automatic interest credit. A new Strategy Charge Rate will be declared at the start of each Index Term Period. 2544995925 Combines a lower Guaranteed Simple Interest Rate with the potential for Interest Credits. Fixed indexed annuities built for accumulation with highly competitive rates. &R )f_|f6 $RC(;u\eYthzz]mQz6{u jYsl/? W Built for accumulation with highly competitive rates. Use these resources to help you make your next life your best life. results. By maximizing your clients' income potential with 2 growth options plus three income payment options.1. Please see Certificate of Disclosure for more information on these features. The institutional channel includes reinsurance and group annuity contracts related If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. A dynamic solution for todays investor seeking higher returns in volatile markets, An Athene Financial Professional can help find the product thats right for you. PDF/X-4 Reinsurers may not be licensed in all states. Please reach out to your financial professional if you have any questions about insurance products and their features. Greenville, SC 29602-9087, Mailing Address: NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. If you would like to learn more about the Athene Income Select Bonus fixed index annuity, then you are certainly in the right place now.
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